21 KiB
MIME-Version: 1.0 Date: Fri, 2 May 2025 13:40:14 -0700 References: CALhcmpYY6Fr_EiNK=9j_inFQEe4PcDDcmkiWyPEigqWs+WCrzg@mail.gmail.com ins-u-1-01969293-9d6e-7191-8ae4-ebacf5dd2816@newfrontierinc.com In-Reply-To: ins-u-1-01969293-9d6e-7191-8ae4-ebacf5dd2816@newfrontierinc.com Bcc: 45972187@bcc.hubspot.com Message-ID: CANVF1TOomXe9ykviUG2SScd5e0yFsdhHatt9FCR8jtbmwDFd-A@mail.gmail.com Subject: Re: Re: Funding marketing agencies From: Curtis Boortz curtis@newfrontierinc.com To: kirk@219group.com Cc: Maria Zandonai maria@newfrontierinc.com Content-Type: multipart/alternative; boundary="0000000000005794a106342d2806"
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Hi Kirk,
Here with Maria, just jumping in to support. Yours is a unique case, and this is on us for not making it clear sooner, but the Bolt loan has industry restrictions around marketing agencies, so they aren't the best option here.
That said, we work with another SBA bank, Newity, that offers a very similar product; the main difference is that they can work with marketing agencies.
If that sounds alright with you, I'm happy to move this forward. The next step would be filling out a quick 5-minute application, after which we can get some hard numbers for you. Let me know what you think.
Best, Curtis
On Fri, May 2, 2025 at 12:57=E2=80=AFPM Maria Zandonai <maria@newfrontierin= c.com> wrote:
On Friday, May 2, 2025 at 12:42 pm kirk@219group.com wrote:
- Revenue of $150k =E2=80=93 confirmed
- Credit score of 700+ =E2=80=93 yes
- 100% US ownership =E2=80=93 yes
- Use of funds? - working capital
=E2=80=94=E2=80=94- Kirk deViere 219 Group C: 910-273-8388 E: kirk@219group.com
***Sent from my mobile device. Please excuse any errors.
On Fri, May 2, 2025 at 3:38=E2=80=AFPM Maria Zandonai <maria@newfrontieri= nc.com> wrote:
Hi Kirk,
Thanks for the reply, happy to hear you're interested! The next steps would be responses on the items below, and then we can get working on a quote for you asap!
- Revenue of $150k =E2=80=93 if true, just confirm
- Credit score of 700+ =E2=80=93 yes / no (no is fine)
- 100% US ownership =E2=80=93 yes / no
- Use of funds? (working capital, debt refi, expansion, etc.)
Looking forward to your response! Maria
-- Maria Zandonai | Analyst NewFrontierFunding.com | (619) 853-3580 501 W Broadway San Diego, CA 92101 <https://www.google.com/maps/search/501+W+Broadway+San+Diego,+CA+92101?e= ntry=3Dgmail&source=3Dg> --We believe that entrepreneurship is the key to creating abundance in the world, so we're here to help any way we can--
CONFIDENTIALITY and ARCHIVES NOTICE: The information contained in this electronic mail and any electronic attachments areconfidential informati= on intended only for the use of the entity orindividual to whom it is addressed. If the reader of this message is not the intended recipient, = you are hereby notified that any dissemination, distribution, retransmission= , or copying of this message or its attachments is strictly prohibited. Please note that New Frontier Funding archives and reviews all outgoing = and incoming e-mail. It may be produced at the request of regulators or in connection with litigation. New Frontier Funding accepts no liability fo= r any errors or omissions arisingas a result of transmission. If you have received this message in error, please notify us immediately by reply transmission.
On Friday, May 2, 2025 at 12:11 pm kirk@219group.com wrote: Interested.
=E2=80=94=E2=80=94- Kirk deViere 219 Group C: 910-273-8388 E: kirk@219group.com
***Sent from my mobile device. Please excuse any errors.
On Fri, May 2, 2025 at 2:53=E2=80=AFPM Maria Zandonai <maria@newfrontier= inc.com> wrote:
Hi Kirk,
The digital marketing agency loan market can feel like a maze, so I put together a quick cheat sheet to help compare options:
=E2=80=A2 Traditional Loans (Chase, BofA) =E2=80=A2 Rates: 8% =E2=80=93 13.25% =E2=80=A2 Usually slow and require near-perfect qualifications
=E2=80=A2 Risk-Based Loans (Non-bank lenders) =E2=80=A2 Rates: 10% =E2=80=93 29.99% =E2=80=A2 Based on your business=E2=80=99s risk, often leading = to high rates and shorter terms
=E2=80=A2 Short-Term Loans (Advance lenders) =E2=80=A2 Buy rates: 1.10 =E2=80=93 1.50 (which is roughly 35%+= APR) =E2=80=A2 Fast and more flexible, but highest cost
Our favorite option right now is the SBA Bolt Loan =E2=86=92 up to 150k= , Prime + 4.75%, 10-year term, no prepay penalty, closes in 12 days. We like it c= ause it=E2=80=99s bank-level pricing with short-term speed.
We=E2=80=99re committed to helping CEOs get the right debt capital. So = if it sounds like good alignment for unknown let me know. I=E2=80=99d love to= help see if it=E2=80=99s a fit!
Thank you :)
Maria
PS. If I'm way off base here, pls. let me know, don't want to clutter u= p your inbox. On Thu, April 3, 2025 3:52 PM, Maria Zandonai <maria@newfrontierinc.com=
wrote:
Hi Kirk,
There's a simplified SBA program that most digital marketing agencies haven't heard about - a third of the usual paperwork, funding in 10-12= days instead of months.
If unknown has been operating for 2+ years with under 100 employees, you'd likely qualify for up to 150k at the lowest rates available.
Takes about 2 minutes to check, fully online.
Worth exploring?
Best,
Maria
Maria Zandonai New Frontier Funding 501 W Broadway <https://www.google.com/maps/search/501+W+Broadway+San+Diego,+CA+92101= ?entry=3Dgmail&source=3Dg> San Diego, CA 92101 <https://www.google.com/maps/search/501+W+Broadway+San+Diego,+CA+92101= ?entry=3Dgmail&source=3Dg> Opt-Out <https://partner.newfrontierinc.com/unsub/1/736aa7e1-1298-4c89-8de6-a1= 0fa7f6a01b>
--=20
Curtis Boortz | Associate NewFrontierFunding.com | Cell: (916) 768-0074 Book time with me here https://calendly.com/curtis-newfrontierinc/30min 501 W Broadway San Diego, CA 92101 --We believe that entrepreneurship is the key to creating abundance in the world, so we're here to help any way we can--
CONFIDENTIALITY and ARCHIVES NOTICE: The information contained in this electronic mail and any electronic attachments are confidential information intended only for the use of the entity or individual to whom it is addressed. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, retransmission, or copying of this message or its attachments is strictly prohibited. Please note that New Frontier Funding archives and reviews all outgoing and incoming e-mail. It may be produced at the request of regulators or in connection with litigation. New Frontier Funding accepts no liability for any errors or omissions arising as a result of transmission. If you have received this message in error, please notify us immediately by reply transmission.
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Here with Maria, just jum= ping in to support. Yours is a unique case, and this is on us for not makin= g it clear sooner, but the Bolt loan has industry restrictions around marke= ting agencies, so they aren't the best option here.
That said, w= e work with another=C2=A0SBA bank, Newity, that offers a very similar produ= ct; the main difference is that they can=C2=A0work with marketing ag= encies.=C2=A0
If that sounds alright with you, I'm happy to move= this forward. The next step would be filling out a quick 5-minute applicat= ion, after which we can get some hard numbers for you. Let me know what you= think.
Best,
<= /div>
=20 =20 =20 =20
On Friday, May 2, 2025 at 12:42 pm kirk@219group.com wro= te:- Revenue of $150k =E2=80=93 conf= irmed- Credit score of 700+ =E2=80=93 yes=C2= =A0- 100% US ownership =E2=80=93 yes=C2=A0- Use of funds? - working capital=E2=80=94=E2=80=94-
Kirk deViere
219 Group=
C: 910-273-8388
E:=C2=A0kirk@219group.com
***Sent from my mobile device. Ple= ase excuse any errors.On Fri, May 2, 2025 = at 3:38=E2=80=AFPM Maria Zandonai <maria@newfrontierinc.com> wrote:Hi Kirk,Thanks for the reply, happy to hear you'= ;re interested! The next steps would be responses on the items below, and t= hen we can get working on a quote for you asap!- Revenue of $150k =E2=80=93 if true, just confirm- Credit score of 700+ =E2=80=93 yes / no (no is fine)- 100% U= S ownership =E2=80=93 yes / no
- Use of funds? (working capital, debt re= fi, expansion, etc.)Looking for= ward to your response!Maria--Maria= Zandonai | AnalystNewFrontierFunding.com | (619) 853-3580=--We believe that entrepreneurship is = the key to creating abundance in the world, so we're here to help any w= ay we can--CONFIDENTIALITY and ARCHIVES NOTICE:=C2=A0The information contained in this electronic mail and a= ny electronic attachments areconfidential information intended only for the= use of the entity orindividual to whom it is addressed. If the reader of t= his message is not the intended recipient, you are hereby notified that any= dissemination, distribution, retransmission, or copying of this message or= its attachments is strictly prohibited. Please note that New Frontier Fund= ing archives and reviews all outgoing and incoming e-mail. It may be produc= ed at the request of regulators or in connection with litigation. New Front= ier Funding accepts no liability for any errors or omissions arisingas a re= sult of transmission. If you have received this message in error, please no= tify us immediately by reply transmission.On= Friday, May 2, 2025 at 12:11 pm kirk@219group.com wrote:Interested.=C2=A0=E2=80=94=E2=80=94-
Kirk deViere
219 Group
C: 910-273-8388=
E:=C2=A0kirk@219= group.com
***Sent from my mobile device. Please excuse any error= s.On Fri, May 2, 2025 at 2:53=E2=80=AFPM Ma= ria Zandonai <maria@newfrontierinc.com> wrote:Hi Kirk,The digital = marketing agency loan market can feel like a maze, so I put together a quic= k cheat sheet to help compare options:=E2=80=A2 T= raditional Loans (Chase, BofA) =C2=A0 =C2=A0 =C2=A0 =C2=A0=C2=A0= =C2=A0 =C2=A0 =E2=80=A2 =C2=A0 =C2=A0Rates: 8% =E2=80=93 13.25% =C2=A0 =C2= =A0 =C2=A0 =C2=A0=C2=A0 =C2=A0 =C2=A0 =E2=80=A2 =C2=A0 =C2=A0Usu= ally slow and require near-perfect qualifications= =E2=80=A2 Risk-Based Loans (Non-bank lenders) =C2=A0 =C2=A0 =C2=A0 =C2=A0=C2=A0 =C2=A0 =C2=A0=E2=80=A2 =C2=A0 =C2=A0Rates: 10% =E2=80=93 29= .99% =C2=A0 =C2=A0 =C2=A0 =C2=A0=C2=A0 =C2=A0 =C2=A0=E2=80=A2 = =C2=A0 =C2=A0Based on your business=E2=80=99s risk, often leading to high r= ates and shorter terms=E2=80=A2 Short-Term Loans = (Advance lenders) =C2=A0 =C2=A0 =C2=A0 =C2=A0=C2=A0 =C2=A0 =C2= =A0=E2=80=A2 =C2=A0 =C2=A0Buy rates: 1.10 =E2=80=93 1.50 (which is roughly = 35%+ APR) =C2=A0 =C2=A0 =C2=A0 =C2=A0=C2=A0 =C2=A0 =C2=A0=E2=80= =A2 =C2=A0 =C2=A0Fast and more flexible, but highest costOur favorite option right now is the SBA Bolt Loan =E2=86=92 up to = 150k, Prime + 4.75%, 10-year term, no prepay penalty, closes in 12 days. We= like it cause it=E2=80=99s bank-level pricing with short-term speed.=We=E2=80=99re committed to helping CEOs get the right d= ebt capital. So if it sounds like good alignment for unknown let me know. I= =E2=80=99d love to help see if it=E2=80=99s a fit!Thank you :)=C2=A0MariaPS. If I'm way off base here, pls. let me know, don'= ;t want to clutter up your inbox.On Thu, A= pril 3, 2025 3:52 PM, Maria Zandonai=C2=A0<maria@newfrontierinc.com= > wrote:Hi Kirk,<= div>There's a simplified SBA program that most digital m= arketing agencies haven't heard about - a third of the usual paperwork,= funding in 10-12 days instead of months.If unkno= wn has been operating for 2+ years with under 100 employees, you'd like= ly qualify for up to 150k at the lowest rates available.Takes about 2 minutes to check, fully online.Worth exploring?Best,MariaMaria ZandonaiNew Frontier Fundi= ng
Book time with me here
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